Dickson Financial Services - About Us

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Terms of Business

Dickson Financial Services Ltd is authorised and regulated by the Financial Conduct Authority for Investment, Mortgage and General Insurance business - FCA Registration No: 489359 please refer to the FCA register https://register.fca.org.uk/

Terms of Business for our operating divisions

Dickson Financial Services - Employee Benefit Consultants - TOBA

Innovation Broking is a trading name of Dickson Financial Services Ltd

Innovation Broking - Commercial Clients - Private Clients

Credit Broking

Dickson Financial Services Ltd., and Innovation Broking are also authorised to act as credit brokers and we work with a number of credit providers who may pay us for introducing you to them. Finance or credit may be available subject to the credit provider's application criteria and credit rating processes. Please ensure that you read and understand the credit provider's full terms and conditions.

Payment by Credit Card

We accept credit card payments for most personal insurance policies. Documentation may be delivered via email or a paper copy in the post to you.

If you choose to pay by credit card and then cancel the policy within 14 days you may be entitled to a refund that is subject to an admin fee levied by the insurance provider. If the cancellation is after 14 days from date of cleared payment, any return premium will be subject to the detailed terms of the policy and our terms of business. Not all insurance policies result in a pro rata return premium as the insurer is "on risk" for the whole claim from the moment cover is assumed, and administrative costs in setting up a policy have been incurred.